Defensible Space

Defensible space   I’m sure some of you have been getting phone calls regarding possible non-renewals based partly on having 100 feet of defensible space around your home. With respect to clearance, it isn’t just insurance companies that require it, but also CAL FIRE. This “defensible space” is broken down into two zones: 0-30 feet … More Defensible Space

El Niño

With peaking El Niño conditions, weather experts are predicting heavier than normal amounts of precipitation for many areas in the Southwest. Some ideas that might help you avoid a claim. Proper maintenance is key. This includes keeping gutters free of debris, ensuring downspouts are clear and water drains away from the foundation of your home. … More El Niño

With winter coming, are you prepared? When thinking of your home, here is a list of things to consider to winterize your home. Make sure that all of your heating vents are clean and uncovered. Cover swamp coolers and air conditioners. Make sure that your exposed water pipes are covered.  Also make sure that your … More

The dreaded insurance no one wants to talk about…

Yes…it’s Long Term Care. Let’s be honest, no one wants to be in a urine infested facility when they get older.  I’m sorry to be so graphic, but it’s true!  Most do the best they can- but when you have hundreds of patients without ambulatory skills and a work force ever declining due to expense … More The dreaded insurance no one wants to talk about…