Defensible space I’m sure some of you have been getting phone calls regarding possible non-renewals based partly on having 100 feet of defensible space around your home. With respect to clearance, it isn’t just insurance companies that require it, but also CAL FIRE. This “defensible space” is broken down into two zones: 0-30 feet … More Defensible Space
Most people don’t think about insuring your boat, Camping trailer, dirt bike, ATV, RTV, Jet ski (or during the winter your snow mobile), golf carts, cargo trailers and even horse trailers. Yes, when you are pulling a trailer with your vehicle the liability does extend to the trailer, but only when you are pulling the … More Why insure your Toy’s???
With peaking El Niño conditions, weather experts are predicting heavier than normal amounts of precipitation for many areas in the Southwest. Some ideas that might help you avoid a claim. Proper maintenance is key. This includes keeping gutters free of debris, ensuring downspouts are clear and water drains away from the foundation of your home. … More El Niño
The Rut has begun and the bucks are chasing after the does. As the colder weather is now in full swing we have to be a little more cautious as we drive. At a moment’s notice a deer can jump out in front of you and you have nowhere to go. There are many scenarios … More Driving during the deer rut!
With winter coming, are you prepared? When thinking of your home, here is a list of things to consider to winterize your home. Make sure that all of your heating vents are clean and uncovered. Cover swamp coolers and air conditioners. Make sure that your exposed water pipes are covered. Also make sure that your … More
Yes…it’s Long Term Care. Let’s be honest, no one wants to be in a urine infested facility when they get older. I’m sorry to be so graphic, but it’s true! Most do the best they can- but when you have hundreds of patients without ambulatory skills and a work force ever declining due to expense … More The dreaded insurance no one wants to talk about…
Believe it or not, that’s my quote. It comes from a conversation I had with a client several years ago. He and his friend were at a local gas station when I pulled up and we started chatting. We ended up discussing some pretty heavy stuff that day- which was a little strange being that … More I am the sum of life-long decisions made…